Every year on the third Tuesday of September the Dutch government reveals their budget proposals on Prinsjesdag, shaping the financial framework for the upcoming calendar year. For those living and owning businesses in the Netherlands these announcements often result to considerable changes in taxation, housing policies and investment regulations. Gaining an understanding of the upcoming changes is crucial. This blog explains the key fiscal changes introduced on Prinsjesdag 2025 and explains what they can mean to you. 

When opening a bank account, applying for a mortgage, or investing in the Netherlands, many newcomers are surprised by the number of questions Dutch financial institutions ask. You may be asked about your income, your job, the source of your funds, or even your future financial plans. While this might feel intrusive, it’s all part of an essential process called KYC: Know Your Customer. 

Buying a home in the Netherlands can feel overwhelming, especially if you are not familiar with Dutch financial rules. One topic that often creates confusion is mortgage interest rates. These rates change over time, and even a small difference can have a major impact on your monthly payments and long-term financial stability. In this blog, I explain how Dutch mortgage interest rates work, why they move, and what this means for you as an international resident looking to buy a home.